Processing your deposit takes 1–2 business days after we receive the funds in our account. If the deposit was sent during the weekend or on holidays, it may take longer, as banks only transfer funds on business days. However, if you choose the Fast bank transfer method, your deposit will be processed faster than a traditional transfer. You will be notified by email once your deposit is credited to your Fumbi profile. You can also track its status in your account.

No, you can also enter a transfer order via internet/mobile banking. Alternatively, you can choose to pay by VISA card.

Your Fumbi ID is your client identification number and also serves as your payment reference. It is important for verifying and correctly processing your deposit. You can find it in your profile under “My Account” and “Personal Information.”

If the name of the bank account holder matches the name of the Fumbi account holder, we will process the deposit. If this condition is not met, please contact us via the contact form in the CONTACT section of our website from your login email address, briefly stating what has happened. At the same time, we ask you to attach a payment receipt as an attachment, which will indicate the bank account number from which you sent the deposit, the name of the owner of the bank account in question, the recipient’s bank account number, the amount and the date of the transfer. We will deal with your problem as soon as possible.

Please add your Fumbi ID as a variable symbol, payment reference, payer reference, identifier or as a note for the payee with each payment. If possible, enter your Fumbi ID in all fields that allow it. Thank you.

If the name of the owner of the bank account does not match the name of the owner of the Fumbi account, we kindly ask you to contact us via the contact form in the CONTACT section of our website from your login email address, and to provide proof of the right of disposal of the account from which you have made the deposit. For legislative reasons, we cannot process a deposit that has come from a bank account in the name of another person. If you have a right of disposal for the account in question, you only need to send us a confirmation, whether it is a screenshot (one photo) from internet banking or an extract of the bank account agreement, which shows your name, the number of the bank account in question and must make it clear that you have the right to use this account. In this case, we will process the deposit after verifying the right of disposal. If you cannot provide proof of the right of disposal, we will have to return the deposit to the account from which it came. However, we will be happy for you to return the deposit to us from a bank account in your name.

If you have entered a deposit in your profile but have not entered a transfer order, everything is fine. We do not have access to your bank account.

As we do not have access to your bank account, it is not possible to cancel a transfer order you have entered in your profile. If the payment has not yet been processed, it can be returned on request. Please contact us via the contact form in the CONTACT section of our website from your login email address to request a refund. However, we would like to advise you that this is a non-standard situation and a refund may no longer be possible if a cryptocurrency purchase has taken place.

If you have made a deposit in your profile but have not entered a transfer order with your bank, you have not actually made a deposit, you have only made a request. You need to make the deposit by wire transfer at your bank, or alternatively choose to pay by VISA card, as we do not have access to your bank account.

If the bank accounts are in your name or you have a right of disposal over them, this is possible. If the name is not spelled the same on the accounts, (punctuation) it may happen that the payment will not be paired automatically. The withdrawal is then only sent to the account you have listed in your profile.

Once you have made a deposit into your Fumbi account, you can track the progress of your investment. Its value and return are updated every 15 minutes. You can make additional deposits. The Withdrawal is possible at any time. If you are interested in following the market and making decisions accordingly, we recommend coinmarketcap.com.

Your withdrawal will be processed by us within 2 working days. We will then send the payment to your bank account. It may take longer for your funds to be credited if the banks process the order in the afternoon or at the weekend. You should see the payment in your account within 3-4 business days.

The minimum withdrawal amount is €50. The minimum remaining balance in the product after a partial withdrawal must also be €50.

It is not possible to cancel a withdrawal, as the system is selling cryptocurrencies at the time the withdrawal is entered.

Payment will be sent to the account from which the deposits came.

This is the transfer of cryptocurrencies to public client addresses. Your account will be locked once the custody is cancelled and cannot be used again in the future.

Withdrawals are made in euros. Custody cancellation is the transfer of the client’s cryptocurrencies to the public addresses specified by the client. In case of withdrawal, the account is not cancelled and can be used in the future. If the custody is cancelled, the account will be locked and no further use of the account will be possible.

Only all cryptocurrencies in the portfolio can be transferred when the custody is cancelled, not just one or a few cryptocurrencies of your choice.

The transfer of cryptocurrencies to your wallet is possible by cancelling the custody. It is only possible to transfer all cryptocurrencies in your portfolio, not just one or a few cryptocurrencies of your choice.

Payment with cryptocurrency is not possible as we do not act as a payment gateway. We would like to introduce such a service in the future.

To register a new bank account, simply send a payment from your new account that is registered in your name.

You can enter your and your bank’s details into the system by filling in the KYC form, which can be found in your profile under “My Account” by clicking on “Edit Details”. The authentication module will then guide you to upload the front and back of your ID and biometrically verify your face ( you need to authorise access to the camera). If you change your details once you have completed the form we ask you to contact us via the contact form in the CONTACT section of our website from your login email address and request us to make the change. Your form will be made available for you to upload new documents, on the basis of which we will change your personal details.If you request a change of bank account, we will send you further instructions.

It is important for us to establish and verify the identity of each client. Since physical verification of identity is not possible, we have introduced electronic verification of the client’s identity, which also means verifying that it is the same person as on the identity document (ID card or passport).

Fumbi adheres to a data protection policy that regulates the collection, use, storage, and deletion of your personal data and informs you of your rights under GDPR. You can read more in the section – Privacy Policy.

The obligation to archive the client’s data arises for us by law for a specified period. Currently, the time span is defined as 5 years.

The account is not cancelled after a withdrawal. As long as you have no funds in the account, it is free of charge and can be used in the future.

Yes, it is possible for a client to have multiple accounts. A new (unique) email address is required to create a new account. It is not possible to open multiple accounts using one email address.

It is not possible to change the account holder.

It is not possible to add a disponent to your Fumbi account.

If you have forgotten your password, click on “Reset Password” when you log in and follow the instructions.

To change your email address, please contact us via the contact form in the CONTACT section of our website from your login email address.

You can enter your phone number under “My Account” and “Security”.

In your profile, under “My Account” and “Security”, you will enter a new phone number. You will also need the original number to verify. If you no longer have access to your previous phone number, please contact us via the contact form in the CONTACT section of our site from your login email address.

If you no longer have access to the previous phone number, please contact us via the contact form in the CONTACT section of our website from your login email address.

This is a security setting to protect your deposit and account.

You must make a complete withdrawal and wait to receive it before cancelling the account. Then please send us a request to cancel your account via the contact form on our website under CONTACT from your login email address. Before cancelling your account, we recommend that you wait until early next year when you will have your tax return documents in your profile. We do not send these documents by post or email. As long as you have no funds in the account, there is no charge to maintain it. You can then ask us to cancel the account at any time. We will cancel your account within 2 months of your request. After cancellation, we are obliged to keep your data for the period specified by law (currently 5 years).

The notice period for contract termination by notice is one month. Simply send an email to Fumbi Customer Support: support.en@fumbi.network. The notice period begins once the termination is delivered to the other party.

We will archive your data for the period specified by law.

If you’re a Fumbi client, you can recommend Fumbi to your friends, acquaintances, or family. Simply share your unique code or registration link, which you can find in your profile. For each friend who registers and deposits at least €100 within 30 days into any portfolio product, you will receive €10. The reward will be credited to your Fumbi Index Portfolio within a few business days after the conditions are met.

For every friend who registers and deposits at least €100 within 30 days into any portfolio product, you will receive €10. The reward is credited to your Fumbi Index Portfolio within a few business days after meeting the conditions.

To receive the reward, the following conditions must be met:

• the referred person must register using your referral code
• the referred person must make a deposit of at least €100 within 30 days of registration into any portfolio product
• to qualify for the €10 reward, the referred person must successfully complete registration and pass the KYC process

You cannot see who registered. If someone you referred made a qualifying deposit, the reward will appear in your transaction history and be credited to your deposits.

The current value shows the total value of your investment account at the present time.

Yield represents the appreciation of your investment – that is, the difference between the value at the time of deposit and the current value.

Profit is the actual growth of your investment after all fees are deducted.

Yield shows how the market value of the investment has changed (portfolio or cryptocurrency performance), but does not include fees. That’s why profit may be slightly lower than yield.

The deposit record contains a summary of all deposits that have come into the Fumbi account. This data is not deleted.

We do not send account statements. All transactions that you have in your profile serve as your account statement.

The most common reason is that on other sites, cryptocurrency prices are listed in USD. We list prices in Euros.

For each transaction you have in your profile, you can view the cryptocurrency values when the transaction was processed and credited to your Fumbi account by clicking on “View Details”.